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  Economics 
10 of August, 15:10

The savings Bank has lowered rates on residential mortgages
Residential mortgage is one of the most common ways to acquire affordable housing. Many millions of Russians found desirable housing only through the mortgage program.<br>
Sberbank has lowered interest rates for its mortgage program, making a mortgage even more convenient and affordable for those who want to find their homes. Also decreased and the minimum Deposit that you need to make when obtaining a mortgage.<br>
As reported by the Bank itself, this change is the largest for all years of existence of the Bank and mortgage programs. Now reduced rate on the mortgage is 7.4-10% for new buildings and 8.9-10% for real estate on the secondary market. The initial fee is now fifteen percent. Earlier (in early June), the Bank has reduced the interest rate to 10.7 percent. Nikolai Vasev, the Director of the division "Doclick" said that in the end the demand for mortgages has been above pre-crisis level. In may and June the Bank issued to the Russians a mortgage for the sum of 154 billion rubles. For the entire period from the beginning of the year the Bank issued mortgage loans amounting to almost 480 billion rubles.

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