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  Economics 
23 of March, 09:21

The government has lowered interest rates on mortgages up to 12%
The Russian government lowered the refinancing rate mortgage from 13% to 12%. This measure is associated with a reduction of 16 March, the Central Bank's key rate from 15% to 14% per annum.

Prime Minister of Russia Dmitry Medvedev signed a decree on the reduction of subsidized refinancing rates on mortgages by 1 percentage point. Now according to this decision of the Governor of the national Cabinet key the mortgage rate is 13% and 12%. A similar regulation was adopted in the framework of anti-crisis measures of the government.

"Signed by order in the rules are change stating that subsidies are provided for compensation does not fully received earnings credit organizations and Agencies when issuing loans to individuals at the rate of 12% per annum", - is told in the official web site of the national Cabinet.

The government also stressed that the decline in the refinancing rate depends directly on the decisions previously adopted by the Central Bank. "This interest rate was determined based key rate of the Bank of Russia, which at that time was 15%. Since March 16, 2015, the Bank of Russia has set the main interest rate at 14% per annum", - underlined in the news.

Note that accepted, according to the Finance Ministry, which has prepared the project will save the amount of subsidies for specific previously for the banks and the Agency for housing mortgage lending conditions. With all this, the provision of subsidies is expected to cease in the event of a reduction in the key rate to a value of 8.5% per annum and below.

Also, the government stressed that the decision conditionally reduce mortgage rates will allow citizens to obtain housing loans in the acquisition of apartments in the primary market at a reduced rate and to preserve the value of subsidies for credit organizations and agencies on specific conditions previously. Remember The Days.Roux wrote that the special program of mortgage lending will allow citizens in 2015 housing loans low than 400 billion rubles.. To subsidize the rates allocated 20 billion within Federal target program "Housing" for 2011-2015 and "crisis Fund".

sections: Economics

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