The Ministry of Finance has prepared a draft about the individual retirement capital
1st Deputy Prime Minister and Minister of Finance Anton Siluanov has told about the readiness of the draft law on the mechanism of individual pension capital (PKI).
according to his statement, this step will give the opportunity to add to the pension paid by the state, even up to 20% of the average wage.
in addition, it will provide additional financial resources is about 1, 5% of GDP, he said.
"We need to launch this mechanism ", - said the head of the Ministry.
The Ministry of Finance together with the Central Bank developed the concept of IPK.
according to their idea, the key difference between the new mechanism will be that funds will be the property of the Inhabitants.
Be formed and stored such capital will be in the commercial pension funds, where citizens will be able to send funds both through employers and on their own.
They have the ability to deduct 6% of their salary with the ability to change the rate of contributions and to waive their payment.
in addition, the method of joining the PKI will be based on the arrival of funds employee: citizens with high wages will come in automatically with the possibility of failure, and low - would be required to write a message. The salary thresholds will be discussed.
Start-up capital have the opportunity to become the funds allocated to the funded part of pensions under the old mechanism.
previously Siluanov said that he hopes to launch the mechanism of a PKI already in the coming year.