on March 23 in the state Duma introduced a new bill. The document is intended to simplify the payment of loans taken in foreign currency. Besides all this, now do not have to implement the living space in the form of payment of the debt. According to the new law, the authorities may extend the moratorium on the collection of arrears. This will help the people of Russia to simplify the payment of credit debt. Also, those who took a mortgage before October 1, 2014, will relieve from the sale of housing in the form of the penalty payment on the loan described in the document. This bill was introduced on March 23 for discussion in the state Duma as a temporary measure. The law will be in effect until June 30, 2016, when a new law on restructuring cash loans. If by this time nothing will change, we briefly document will extend its activity for another year. Taking into account the opinion of the author of the bill, more than 45% of people today are not able to pay a debt to banks in connection with the devaluation of the ruble and the increased amount of loans in 2-4 times. In the explanatory note of the document describes that this measure is intended to provoke the public to the appropriate fulfillment of obligations under credit agreements". Earlier, Deputy Finance Minister Alexei Moiseyev announced that similar cases should be treated in a personal manner. "Citizens who have money mortgage, no better than the people whose correspondent mortgage, but with all that was left without work," he explained. Moses invited to create a program aimed not at those who took a loan in foreign currency, and those who are not able to repay the loan due to the difficult life situation.