United credit Bureau strongly advises Russian citizens to realistically assess their own economic opportunities. The Department will sciatic that the closure more 1st loan is required more than fifty percent of the average income of a resident of Russia, leading to delays in payments. In the analysis information database of the United credit Bureau revealed that residents of Russia, which has 2 open loan, pay each month approximately 21 thousand rubles. In all of this, according to Rosstat, the average salary in the country is about 34 thousand. Turns out the residents of Russia with 2 loans monthly repayment of debts out 60% of income. "The debt burden above 50% carries substantial risks of bias for the worse payment discipline of borrowers on the background of macroeconomic factors. If you assess the situation around the country, we can say that the area at risk were not only borrowers who have credit 1 outdoor, which is necessary once a month to list, say, 10 thousand rubles at the salary in 34 thousand Based on statistics, 40% of borrowers have an increased risk of difficulties in servicing current debt obligations", - quotes the Deputy General Director of OKB Nikolay Myasnikov "Izvestia". Regarding cash loans, the government does not prohibit the people of Russia to borrow in dollars. In early January of this year, Deputy Andrey Ozerov was proposed to prohibit such loans to reduce currency risks of the population in the unstable exchange rate of the ruble. However, the state Duma voted against it. The Ministry of economic development called the prohibition of foreign currency loans contrary to the Civil code, and also reported that the result of instability of course, the Russians and so take less dollar loans.