Despite the crisis, some Russians nevertheless plan to have a rest abroad. Warm sea, unusual excursions can make a trip stamped into mind for term of life. Unfortunately, troubles which can trap during the rest in a foreign country can also be remembered. Tour operators advise to insure the travel. The given service can be named one of necessary components of safe rest. "As a rule, insurance is included in trip cost. Moreover , some European countries do not let tourists in without it. It is a medical insurance policy for a trip. Insurance company undertakes paying all expenses connected with sudden health deterioration or an accident", - considers manager of travel agency Open world Natalia Somova. Some large Russian companies insure tourists. They conclude agreements with tour operators on granting of their services. In turn, trip ticket with the applied insurance is directed to agencies or directly to a tourist. Sometimes it is by default included into travel cost about what the client is necessarily warned. However, he has the right to refuse service after filling of the special application. Insurance cost fluctuates on the average from four to six percent from the permit sum. Cost of first-aid treatment or carrying out of minimum treatment in foreign countries is high enough. In case of insurance lack doctors can present an invoice account for the impressive sum. Experts remind that it is necessary for tourist to familiarise before the trip with all kinds of insured accidents. Experts of tour agency can help with it. In case something has occurred to you during vacation in other country, it is necessary before informing local doctors to contact the company-assistant. Phone of the firm representing insurers and incurring all cares on operative search of medical aid, is found in the policy or on a special card. Assistant experts will prompt to you how to act and where you should address. However, insurance company can refuse from indemnification in case health deterioration is connected with chronic disease about which a would-be tourist is obliged to warn beforehand. People injured in a state of alcoholic or narcotic intoxication will not also get insurance. "In order to minimise possibility of various troubles it is necessary to adhere to some rules, - considers Natalia Somova. It is to care more for health during vacation. And one should not plunge into adventures which can lead to a bad end". Artem Aldanov