Wednesday, January 9, begins to act the indication Central Bank of the Russian Federation on extension of tariff corridor insurance is 20% up and down - the betting range of the basic rate For passenger cars to individuals is Now 2746 - 4942 ruble instead of before operating corridor 3432 - 4118 rubles.
For owners of motorcycles and scooters the upper boundary of the tariff corridor has been reduced by 10 9 percent. Also reduced the upper limit For cars of legal entities on 5, seven per cent to 2058 - 2911 rubles. For taxi drivers the tariff corridor expanding in both directions, and ranged from 4110 to 7399 rubles.
The system of the factors "age-experience" (KBC) will now be split into 58 categories instead of 4.
For drivers from 16 to 21, the maximum ratio is increased to 1 87 1, 8.
For experienced drivers older age (59 years) With experience from six years of KVS will be reduced to 0, 93, which is equal to a discount of 7 %.
Also changing the System of allocation of the factor a bonus-Malus based on the insurance history of the driver. According to the Bank of Russia, the MSC will be assigned to a driver once a year on the first of April. If the position on the first of April next year, motorists will have several calculated KBM, he will assign the lowest available.
The new security System Also includes storing all the accumulated discounts.
the next phase of reforms can Also begin in the coming year. As expected, the tariff corridor again will expand (up to 30% in the fall of 2019, and then to 40% in the fall of 2020), have the ability to change other factors - territory (CT) and power (KM) around which active discussion. The main idea of the reform is to make insurance rates fairer: careful drivers will pay less for insurance, and the culprit is - more.
before the poll showed that 57 % of car owners in that or other degree are satisfied with their insurance policy, 16 % otpisanih Rather satisfied - 41 percent. Rather, 22 percent dissatisfied, completely dissatisfied 14 %, 8 % failed to answer.
However, only 10 % otpisanih said that fully satisfied with the current rates, 32 percent said that rates them more satisfied, 32% Rather not satisfied, 24 per cent - that is absolutely not satisfied, 2% were unable to give a response to the question.