. Russian citizens in difficult life situations have the opportunity to qualify for a mortgage vacation, said in an interview Last news 1st Deputy Chairman of the Central Bank Sergey Shvetsov. These situations include, For example, loss of a job, when the amount of payment exceeds 50% of current income. That is to take a vacation in one loan it will be possible more than once. The regulator proposes to give borrowers the opportunity to consider whether to suspend payments or just reduce the amount of the payment. "From the experience of restructuring of mortgage loans it is known that more than 90% of borrowers overcome temporary financial difficulties and return to the payment schedule if given the opportunity. Most banks have already implemented in my practice, we propose to extend this experience to the entire market, " explained Shvetsov. in early winter, the head of financem of the state Duma Anatoly Aksakov has informed that the draft law on mortgage vacation has the opportunity to be adopted in the 1st quarter of 2019. <span style="color:darkgray