In Russia From October 1 will increase public sector wages, simplify the design of an accident and restrict lending due to the debt burden. About the October changes in the review of the Last news . wages of 2 million public sector employees will grow From October 1 to 4, 3%, an appropriate decree was signed by Prime Minister Dmitry Medvedev in March. In the same amount will increase the salaries of the judges and soldiers. Indexing affects employees of Federal public, budgetary and Autonomous institutions, as well as employees of Federal government agencies and civilian personnel of military units. in the Federal budget for the increased wage laid down on 9, 1 billion. October 1 at 6, 3% will be increased payments to retirees. The relevant draft law the State Duma adopted in the autumn of last year. Military pensions are calculated depending on rank, position and lifetime. From the state budget for the indexing of benefits for former soldiers and security forces will allocate 3, 7 billion. In General the difficulties it will affect about 2, 6 million citizens of Russia. A raise will receive the retired employees of the interior Ministry, the emergencies Ministry, the FSB, the Federal penitentiary service and Regardie. After indexing the average size of military pensions will amount to 26, 2 thousand rubles. Minimum payments to former employees of the interior Ministry will be increased to 17 thousand. Minimum pension of the staff of the FSB will increase to 30 thousand. Since 1 October the citizens will be able to make out road accident without participation of police officers, even If there's disagreement on who was responsible. To use the European accident report on the crash, both drivers are required to be insurance policies, but the harm must be caused to only two cars. Drivers should be evroprotokola, but also to fix the crash is by special application that meets the requirements of the Union of insurers, and allow you to take photos of vehicles, or with the help of GLONASS, which will take into account the coordinates of the accident. Russian Banks and microfinance institutions (MFIs) Since October 1, when the loan will need to calculate the limit of the debt load (PD) individuals. Banks and MFIs will calculate PD for loans from 10 thousand Rubles. as the ratio of monthly loan payments to monthly income of the borrower. first, the Central Bank of the Russian Federation has repeatedly stated that it records the growth of debt load of Russian citizens. So, in September, the regulator said loan burden of the residents exceeded the peak of 2013-2014, 75% of Russian regions. in addition, on October 1, the law banning private microfinance institutions (MFIs) to provide loans to individuals secured on dwellings. Now the private MFIs from issuing loans secured by the dwelling of a borrower or other individual mortgagor. Similarly, private MFIs are forbidden to issue loans secured by shares in the right to common property, and secured the rights of claim holders under the agreement of share participation in construction. Introduce legislation taboo will not apply to MFIs, founders, shareholders or members of which are the Russian Federation, its regions or municipalities. From 1 October it is Forbidden to use premises in an apartment house to provide hotel services. The relevant law was signed by President Vladimir Putin in April this year. The document prohibits the use of residential premises as a hotel or other means of temporary accommodation. It is envisaged that to provide hotel service is possible only After transfer to non-residential premises, and equipped with its Soundproofed rooms, fire security, burglar alarms, safes and others. Join With Oct in force and changes in the rules of fire safety. It is forbidden to use open flames on balconies and loggias of the apartments, in hotel rooms and Dorm room. That means the balcony is impossible, for example, to light candles or cook kebabs. If as a result of violations of fire, the culprit will be fined for the sum to five thousand. As of 1 October introduced electronic visas for visiting St. Petersburg and Leningrad region inhabitants in 53 countries. Electronic visa will be issued to a foreign citizen as a result of the decision, the Ministry of foreign Affairs of the Russian Federation by a written statement which he will fill on the Internet representative office of the Ministry not later than four days before the date of entry into the country. The period of such visa is up to 30 calendar days From the permitted duration of stay in the country no more than eight days. The consular fee for the issuance of electronic visas to apply will not. <span style="color:darkgray