Russian banks are ready to lower interest rates on a mortgage loan, should be from social studies Last news credit institutions. on Wednesday, the head of the Bank of Russia Elvira Nabiullina said that mortgage rates will fall After inflation, in the future, in the next few years have the opportunity to be 7.8% With inflation at 4%. in early November, the big banks are told about the decline in mortgage rates. So, Sberbank of November 8, lower rates for purchase of apartments in new buildings under the programme of subsidies with developers. VTB plans to reduce the rate to 0, 4 percentage points and hopes that mortgage for finished housing and buildings it will be possible to take at the rate of 8. 6 per cent. About similar steps, said Alfa-Bank (6 November reduced rates for refinancing mortgages to 8 69%) and "FC Opening" offers to get a loan to buy housing on the primary market at the rate of 7, 95%. A number of other respondents Last news credit organizations, for example, Sovcombank, Raiffeisenbank and ICD - also suggest to lower interest rates. Interviewed Last news experts believe that in 2020, mortgage rates have the opportunity to decline to the range of 8, 5-9%, which can help the growth of mortgage lending by 25-30%. The specialists underline that in the conditions of low interest rates, demand for mortgage credit will continue to increase If the economy get to go on a more sustainable path of improvement." If the dynamics of parish funds will be in negative territory or in the district of stagnation, even in the event of a significant reduction in mortgage rates, the growth rates of mortgage lending May continue a moderate slowdown, "said Fins news chief analyst" BCS Premier " Anton Pokatovich. <span style="color:darkgray