Residents of Russia who have debts in banks may soon fall under the credit Amnesty. Consistent with the "enterostomies" the bill has already been prepared by the deputies of the State Duma. 2 Duma Deputy, Deputy Chairman of the CPRF Central Committee Valery Rashkin and Secretary of the Central Committee of the Communist party, Sergei Obukhov invented a proper amendment. "Enterostomies" the law should greatly simplify payments payments of consumer loans bona fide residents of Russia. In addition, it takes into account credit Amnesty" from January 1, 2016. The main base for creating your own document for the Communists was the statistics on which the number of overdue consumer loans at the end of 2014 has reached 15%. In lending to this share more than 30% of the aggregate number of loans that are provided to residents of Russia has provided microfinance institutions. Typically, the delay is about 90 or more days. In such disappointing results of the national minions offer to limit the amount of interest on the loan agreement and payments associated with non-compliance or improper fulfillment by the borrower of the credit agreement. In addition Rashkin and Obukhov propose to restrict credit and microfinance organizations. So they propose to deprive them of their privileges implore premature repayment of the entire outstanding amount of the loans together with the amounts due under the contract interest and penalties. In addition, it is planned to cancel from 1 January 2016 all the information about the non-observance by the borrower of the terms of repayment of the main debt and interest payment under the contract of loan, if the borrower made a complete closing of the main amount of debt, interest under the loan agreement and payments associated with non-compliance or improper fulfillment by the borrower of the terms of the loan agreement. In this situation, the borrower will get "clean" credit history. "We believe private duty at least to simplify debt bondage, in which the hit millions of our fellow citizens. So it turns out that the level of economic literacy of our residents is quite low, as a result, they often fall into the force majeure situation and fail not to pay by credit, how much to pay crazy fines and penalties for even minor delay in payment. Our law we give borrowers the opportunity to renew their own credit standing and to get out of debt bondage" - quoted Raskina "Izvestia".