MOSCOW, 20 Mar RIA Novosti/Prime. The Russian banking sector exactly a year earlier felt the first punishment the US, disagree With the reunification of the Crimea With Russia. Sanctions session of the West began With the Bank " Russia ", co-owned by businessman Yury Kovalchuk. the U.S. Treasury Department then showed that Kovalchuk is a "personal banker" for a major Russian bureaucrats, including the President of the Russian Federation Vladimir Putin, for this reason, and froze the assets of the Bank. The reaction of the American payment systems do not have to wait long: immediately After informing punishment Visa and MasterCard without any notification blocked card operations of the Bank " Russia ". After which the government of the Russian Federation questioned the security of payments, they had at an accelerated pace, which later received the name of the NPCs. last Year the Bank "Russia" down in the ranking by asset size by two points, From the 15th to the 17th, while assets increased by 97, 2 billion rubles. Outflow of deposits of residents over the past Year amounted to 5, to 6 billion rubles. Currently, the portfolio of deposits of natural persons is 31, 1 billion roubles, informs RIA data chart. The Russian President is not left unattended in the circumstances With the Bank "Russia" and calmed his buyers by promising to provide Bank assistance. The President said that the Bank has no relation to the events around Ukraine and Crimea. Putin gave the order even to transfer their salaries to the Bank. The CBR also not left behind and told about what punishment the USA do not affect the monetary stability of the credit institution. The controller then expressed readiness to take in case of need " appropriate measures to support credit institutions and the effective protection of the interests of its depositors and creditors ". a year ago nobody could even imagine the upcoming scale of punishments against the Russian credit institutions and organisations. Under the wave of financial boycott and were the largest Russian banks, as well as among them, Sberbank, VTB, Gazprombank, SMP Bank. So much so, that Russian companies have limited opportunities to raise funds in foreign capital markets. The Russian authorities began to rescue the situation - the Central Bank has introduced new tools for the support of credit institutions, and the government has allocated funds from the budget for their recapitalization. The Head of the Bank of Russia Elvira Nabiullina expects the continued restrictions on foreign markets for companies and credit organizations In the next three years. "we were closed in the capital markets, weakened the ruble, the economy is in recession. It is clear that the Banking system followed these trends - statistics by sector for the third month shows losses", summarises analyst "URALSIB capital" Natalia Berezina. Analysts polled Last news , agreed that despite cash assistance to countries, most banks are on the verge of bankruptcy. The Regulator itself has stated many times that the consolidation of the Russian banking sector is inevitable. For the most daring experts, after a few years in the Russian Federation may remain only 200 credit institutions. "The banking system is only during this difficult period, which will require further decisions designed to increase its stability. We will see how certain banks will be Under refurbishment, or have any questions From a position of financial stability, " - emphasizes the main ING analyst Dmitry Polevoy. All the needs of the banking sector of the Russian Federation, According to an analyst at Alfa Bank Marina Karapetyan, were met in the majority, With the help of funding by the Central Bank, which provided banks with ruble liquidity. "On the one hand, we can say that the Central Bank is trying to help the banking system. But the regulator having problems because of an increase in ruble liquidity. Accordingly, it is fraught with negative macroeconomic consequences, " she said. punishment against Russia coincided With the fall in world oil prices that caused economic decline in the country. We cannot say that the punishment did not affect the Russian banking system, says the head of the analytical Department of the investment block Nordea Bank Dmitry Fedenko. "But mostly the influence not so much direct sectoral punishment, which became a major obstacle in attracting funds for Russian banks to foreign capital markets, many indirect effects of punishment, geopolitical tensions, changes in the commodities market," he says. according to his vision, banks have had until now to solve the problem of sharp, sometimes spontaneous behavior of depositors, adapts to low credit activity and new realities in the money market. Berezina from "URALSIB capital" indicates that recover from the fall of the Russian banks will be able only After economic recovery in the Russian Federation. However, the government has already received positive signals. Analysis of the head of the Ministry of economic development Alexei Ulyukayev, After the recession 2015, the Russian economy can return to growth up to 2-2, 5% in 2016 and to maintain this pace over the medium term.