CBR has developed a draft orders and plans to expand the tariff corridor CTP 10% increase and decrease, which will allow greater differentiation of tariffs for motorists With different levels of risk, told reporters during online conference, the Chairman of the Central Bank Vladimir Chistyuhin.
"We expect to make wider the tariff corridor... more than just say the following: for the most numerous group of cars of physical persons the rate will be expanded by 10% up and 10% down," He said.
He gave the example that if today the minimum value of the base rate equal 2746 rubles, and the maximum - 4942 rubles, according to the new rules for this group minimum basic rate of the ruble 2471, max - 5436 rubles.
"for passenger cars to legal entities the tariff is expanding in two directions at 20%, cab 30% and up, and down, trucks With a limit of up to 16 tons and 16 tons, 20% up and down. Buses, trams and trolleybuses in practice, no change will be small fix the boundaries down, that is, We 5% will lower the minimum base rate on the rate, " said Chistyukhin.
"These changes will allow you to apply more than low rates to careful drivers and more than highest rate, which can drive carelessly and violate traffic rules, have a high accident rate. We believe that during these changes We will test individualized rate and allow insurance companies to more than accurately reflect the risks that there are different groups of motorists ", He added.
According Chistochina, the proposed measures must enter into force on 24 August in conjunction With the amendments to the law on CTP.
August 24, 2020, begin to act to clarify the law on insurance of individual tariffs. The basic rate tariff will cease to be the same for all drivers in the same area, and will be determined by the insurer to each owner individually, depending on his risk profile.